Hdfc Taxsaver Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 1
Rating
Growth Option 21-02-2025
NAV ₹1264.67(R) -0.55% ₹1362.24(D) -0.55%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.44% 20.92% 20.01% 13.42% 11.97%
Direct 10.11% 21.66% 20.73% 14.12% 12.66%
Nifty 500 TRI 3.79% 13.47% 16.97% 13.57% 12.47%
SIP (XIRR) Regular -1.8% 20.38% 22.85% 19.05% 15.81%
Direct -1.19% 21.14% 23.61% 19.75% 16.49%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.01 0.54 1.1 8.18% 0.14
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.45% -14.39% -8.34% 0.87 8.84%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
Parag Parikh ELSS Tax Saver Fund 3
Quantum ELSS Tax Saver Fund 4
Motilal Oswal ELSS Tax Saver Fund 5
DSP ELSS Tax Saver Fund 6
Hsbc Tax Saver Equity Fund 7

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
HDFC ELSS Tax saver - IDCW Plan 74.69
-0.4100
-0.5500%
HDFC ELSS Tax saver - IDCW Option - Direct Plan 98.43
-0.5400
-0.5500%
HDFC ELSS Tax saver - Growth Plan 1264.67
-6.9900
-0.5500%
HDFC ELSS Tax saver - Growth Option - Direct Plan 1362.24
-7.5100
-0.5500%

Review Date: 21-02-2025

Hdfc Taxsaver is the best performing fund in the ELSS (Tax Saving) Fund category. The fund has delivered return of 9.44% in 1 year, 20.92% in 3 years, 20.01% in 5 years and 11.97% in 10 years. The category average for the same periods is 4.64%, 13.72%, 16.28% and 12.25% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 12.45, VaR of -14.39, Average Drawdown of -4.86, Semi Deviation of 8.84 and Max Drawdown of -8.34. The category average for the same parameters is 13.79, -17.81, -6.26, 9.74 and -12.57 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hdfc Taxsaver direct growth option would have grown to ₹11011.0 in 1 year, ₹18007.0 in 3 years and ₹25645.0 in 5 years as of today (21-02-2025).
  2. An SIP of ₹1,000 per month in Hdfc Taxsaver direct growth option would have grown to ₹11922.0 in 1 year, ₹49095.0 in 3 years and ₹107825.0 in 5 years as of today (21-02-2025).
  3. standard deviation of 12.45 and based on VaR one can expect to lose more than -14.39% of current value of fund in one year.
  4. Sharpe ratio of the fund is 1.01 which shows very good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.95, Beta of 0.87 and Jensen's Alpha of 8.18% which exhibit very good performance in the elss (tax saving) fund category .


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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.05 -3.35
-4.09
-12.09 | -0.28 3 | 40 Very Good
3M Return % -3.40 -5.00
-6.47
-16.77 | -1.50 6 | 40 Very Good
6M Return % -6.39 -11.16
-11.03
-23.49 | -3.08 5 | 40 Very Good
1Y Return % 9.44 3.79
4.64
-13.86 | 12.03 8 | 40 Very Good
3Y Return % 20.92 13.47
13.72
8.57 | 22.86 2 | 34 Very Good
5Y Return % 20.01 16.97
16.28
9.90 | 27.12 4 | 33 Very Good
7Y Return % 13.42 13.57
12.89
8.15 | 19.77 12 | 30 Good
10Y Return % 11.97 12.47
12.25
8.50 | 18.36 14 | 24 Average
15Y Return % 13.43 12.65
13.51
11.44 | 15.56 9 | 20 Good
1Y SIP Return % -1.80
-9.18
-31.05 | 3.15 3 | 40 Very Good
3Y SIP Return % 20.38
13.91
6.55 | 23.57 3 | 34 Very Good
5Y SIP Return % 22.85
16.98
10.25 | 24.48 2 | 33 Very Good
7Y SIP Return % 19.05
15.85
10.08 | 22.36 3 | 30 Very Good
10Y SIP Return % 15.81
14.61
9.99 | 20.54 7 | 24 Good
15Y SIP Return % 14.50
14.46
11.95 | 18.48 11 | 21 Good
Standard Deviation 12.45
13.79
10.24 | 17.52 4 | 34 Very Good
Semi Deviation 8.84
9.74
7.37 | 13.23 6 | 34 Very Good
Max Drawdown % -8.34
-12.57
-17.92 | -7.74 3 | 34 Very Good
VaR 1 Y % -14.39
-17.81
-22.63 | -14.28 2 | 34 Very Good
Average Drawdown % -4.86
-6.26
-9.03 | -3.19 7 | 34 Very Good
Sharpe Ratio 1.01
0.47
0.09 | 1.01 1 | 34 Very Good
Sterling Ratio 1.10
0.62
0.30 | 1.10 1 | 34 Very Good
Sortino Ratio 0.54
0.25
0.07 | 0.54 1 | 34 Very Good
Jensen Alpha % 8.18
0.83
-5.55 | 8.57 2 | 34 Very Good
Treynor Ratio 0.14
0.07
0.01 | 0.15 2 | 34 Very Good
Modigliani Square Measure % 22.64
14.02
7.54 | 22.64 1 | 34 Very Good
Alpha % 6.45
-0.06
-5.43 | 8.48 3 | 34 Very Good
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.00 -3.35 -4.00 -12.02 | -0.18 3 | 41
3M Return % -3.26 -5.00 -6.19 -16.52 | -1.23 7 | 41
6M Return % -6.10 -11.16 -10.56 -22.98 | -2.54 5 | 41
1Y Return % 10.11 3.79 5.77 -12.66 | 13.23 9 | 41
3Y Return % 21.66 13.47 14.97 9.42 | 23.69 2 | 34
5Y Return % 20.73 16.97 17.61 10.81 | 29.13 4 | 33
7Y Return % 14.12 13.57 14.11 9.12 | 21.46 15 | 30
10Y Return % 12.66 12.47 13.32 9.32 | 19.56 15 | 25
1Y SIP Return % -1.19 -8.16 -30.05 | 4.31 4 | 41
3Y SIP Return % 21.14 15.19 8.44 | 24.43 3 | 34
5Y SIP Return % 23.61 18.35 11.88 | 25.32 2 | 33
7Y SIP Return % 19.75 17.11 10.99 | 24.24 5 | 30
10Y SIP Return % 16.49 15.68 10.95 | 22.06 8 | 25
Standard Deviation 12.45 13.79 10.24 | 17.52 4 | 34
Semi Deviation 8.84 9.74 7.37 | 13.23 6 | 34
Max Drawdown % -8.34 -12.57 -17.92 | -7.74 3 | 34
VaR 1 Y % -14.39 -17.81 -22.63 | -14.28 2 | 34
Average Drawdown % -4.86 -6.26 -9.03 | -3.19 7 | 34
Sharpe Ratio 1.01 0.47 0.09 | 1.01 1 | 34
Sterling Ratio 1.10 0.62 0.30 | 1.10 1 | 34
Sortino Ratio 0.54 0.25 0.07 | 0.54 1 | 34
Jensen Alpha % 8.18 0.83 -5.55 | 8.57 2 | 34
Treynor Ratio 0.14 0.07 0.01 | 0.15 2 | 34
Modigliani Square Measure % 22.64 14.02 7.54 | 22.64 1 | 34
Alpha % 6.45 -0.06 -5.43 | 8.48 3 | 34
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.55 ₹ 9,945.00 -0.55 ₹ 9,945.00
1W -0.45 ₹ 9,955.00 -0.43 ₹ 9,957.00
1M -1.05 ₹ 9,895.00 -1.00 ₹ 9,900.00
3M -3.40 ₹ 9,660.00 -3.26 ₹ 9,674.00
6M -6.39 ₹ 9,361.00 -6.10 ₹ 9,390.00
1Y 9.44 ₹ 10,944.00 10.11 ₹ 11,011.00
3Y 20.92 ₹ 17,681.00 21.66 ₹ 18,007.00
5Y 20.01 ₹ 24,889.00 20.73 ₹ 25,645.00
7Y 13.42 ₹ 24,144.00 14.12 ₹ 25,210.00
10Y 11.97 ₹ 30,971.00 12.66 ₹ 32,950.00
15Y 13.43 ₹ 66,225.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -1.80 ₹ 11,882.10 -1.19 ₹ 11,922.42
3Y ₹ 36000 20.38 ₹ 48,579.59 21.14 ₹ 49,095.07
5Y ₹ 60000 22.85 ₹ 105,848.10 23.61 ₹ 107,825.10
7Y ₹ 84000 19.05 ₹ 165,814.57 19.75 ₹ 170,010.71
10Y ₹ 120000 15.81 ₹ 274,937.88 16.49 ₹ 285,219.96
15Y ₹ 180000 14.51 ₹ 591,268.68 ₹


Date Hdfc Taxsaver NAV Regular Growth Hdfc Taxsaver NAV Direct Growth
21-02-2025 1264.672 1362.235
20-02-2025 1271.661 1369.741
19-02-2025 1273.301 1371.486
18-02-2025 1269.73 1367.618
17-02-2025 1270.475 1368.399
14-02-2025 1270.33 1368.177
13-02-2025 1278.884 1377.368
12-02-2025 1277.068 1375.39
11-02-2025 1279.612 1378.107
10-02-2025 1298.071 1397.965
07-02-2025 1308.071 1408.666
06-02-2025 1304.753 1405.07
05-02-2025 1305.763 1406.134
04-02-2025 1305.601 1405.938
03-02-2025 1288.982 1388.019
31-01-2025 1292.955 1392.229
30-01-2025 1284.472 1383.073
29-01-2025 1277.105 1375.119
28-01-2025 1266.748 1363.944
27-01-2025 1257.034 1353.463
24-01-2025 1270.343 1367.727
23-01-2025 1281.968 1380.221
22-01-2025 1278.845 1376.836
21-01-2025 1278.089 1376.0

Fund Launch Date: 31/Mar/1996
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended equity linked savings scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: NIFTY 500 (Total Returns Index)
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.